Take total sovereignty over your bookkeeping, invoicing, Nigerian PAYE payroll, inventory, and banking with SmartBooks Desktop. No cloud lag, no unpredictable monthly dollar fees, zero internet dependency.
Internet Req.
100% Offline
Tax Compliance
2024 Finance Act
Pricing Model
Yearly Subscription
Modules
160+ Built-in Tools
| Entity / Ref | Module | Details | Amount | Status |
|---|---|---|---|---|
| INV-2026-084 | Sales | Prime Logistics Ltd (Tech Supply) | ₦1,450,000 | Paid |
| PAYROLL-AUG26 | Payroll | 14 Staff (PAYE + Pension + NHF) | ₦3,620,000 | Processed |
| BANK-REC-GTB | Banking | Auto-Reconciled 32 Bank Transactions | ₦8,915,000 | Matched |
Experience the built-in computational power for Nigerian PAYE, invoicing, banking categorization, and CFO forecasting before installing.
Computes Consolidated Relief Allowance (CRA), Pension (8%/10%), NHF (2.5%), and 6-tier PITA graduated tax bands.
Live Breakdown based on Nigerian Tax Bands
Gross Monthly
₦450,000
Employee Pension (8%)
₦36,000
NHF Deduction (2.5%)
₦5,625
Consolidated Relief (CRA)
₦90,000
Monthly PAYE Tax
₦42,320
Employer Pension (10%)
₦45,000
Net Take-Home Pay (Disbursement)
Credited directly to employee bank account
SmartBooks is not just simple bookkeeping. It’s an enterprise ERP system engineered with 163+ features, 50 database tables, and affordable yearly subscriptions.
Issue professional multi-currency invoices with automated VAT, discounts, recurring schedules (weekly/monthly/annual), and AR aging tracking.
Import CSV bank statements from GTBank, Access, Zenith, UBA and apply smart auto-categorization rules in seconds.
Full employee registry with 2024 Finance Act PAYE tax bands, Pension (8% + 10%), NHF (2.5%), and stamped PDF payslip export.
Real-time stock level tracking, automated stock movements, low-stock reorder triggers, and gross margin analytics.
Track project profitability, job budgets, and log billable employee hours with 1-click conversion from time entry to client invoice.
Maintain an asset register with tag numbers, serial numbers, locations, and automated straight-line or double-declining depreciation.
Operate high-speed retail checkout tills with shift management, thermal receipt printing, and track delivery fleet vehicles & fuel expenses.
Standard double-entry chart of accounts pre-seeded for regional standards. Generates Balance Sheets, P&L statements, and Cash Flow reports.
5 granular roles (Admin, Accountant, Manager, Viewer, External Auditor) with SHA-256 password hashing and a permanent action log.
smartbooks.db)Compare SmartBooks Desktop Edition against expensive cloud SaaS accounting software like QuickBooks Online, Sage, or Zoho.
| Feature & Capability | SmartBooks Desktop Optimal | Typical Cloud SaaS (QuickBooks / Sage) |
|---|---|---|
| Subscription Cost | Affordable Yearly Plan (Zero Monthly Fees) | ₦25,000 – ₦120,000+ every single month forever |
| Internet Dependency | 100% Offline (Works with zero internet) | Requires continuous internet; down during network outages |
| Financial Data Privacy | 100% On-Premise (Stored on your own PC) | Stored on foreign third-party cloud servers |
| Nigerian Tax & 2024 Finance Act | Pre-built (PAYE, 7.5% VAT, Pension, NHF, FIRS) | Generic US/UK templates; requires complex workarounds |
| Bank Statement Auto-Rules | GTBank, Zenith, Access, UBA CSV format ready | Often fails with local Nigerian bank description formats |
| Speed & Performance | Instant local response (< 10ms execution) | Cloud lag, loading spinners, slow report renders |
| Data Portability & Backups | Single SQLite file (smartbooks.db) |
Vendor lock-in; messy CSV dumps if you cancel |
Calculate your direct bottom-line cash savings by eliminating expensive per-user monthly SaaS fees and moving to SmartBooks' predictable annual plan.
Total 3-Year Bottom Line Savings
Keep that capital inside your business instead of paying foreign cloud landlords.
Billed annually with zero monthly fees. Includes full offline software access, regular tax updates, and dedicated local support.
Ideal for sole proprietors, freelancers, and small retail shops.
Billed annually • 1-Year updates & support
For growing companies needing multi-staff accounting over local office network.
Billed annually • 1-Year updates & priority support
For corporations requiring multi-branch consolidation & data migration.
Includes SmartOps Digital Onboarding
SmartBooks Suite is Nigeria's leading platform for robust, offline-first accounting and point of sale. We believe businesses shouldn’t be held hostage by expensive foreign dollar subscriptions, unpredictable exchange rates, or unreliable cloud connectivity.
With SmartBooks, our mission is straightforward: give every founder, finance director, and accountant uncompromised data privacy, lightning speed, and absolute ownership of their financial records.
Data Sovereignty & Privacy
Monthly Subscriptions
Zero Telemetry & Cloud Snooping: Your financial data is written directly to your local encrypted SQLite database. No external servers receive your revenue or customer details.
Future Compatibility: Seamless export to JSON, CSV, and standard accounting formats ensures your business is never locked in.
Dedicated Support Engineering: Have our engineers assist with installation, LAN configuration, or custom reporting anytime via WhatsApp or remote support.
Clear answers regarding offline setup, safety, and compatibility.
Download SmartBooks Desktop Edition today. Set it up in 3 minutes and experience frictionless, subscription-free bookkeeping.
Direct bank transfer for instant yearly activation license code.
⚠️ Please include this Reference ID in your bank transfer narration/remark.
Your transfer reference has been recorded. Please send your payment receipt to our WhatsApp Operations Desk to receive your verified 16-character license key.
Advice on multi-user LAN deployment, Nigerian PAYE migration, or yearly licensing.